If you are interested in opening a credit card, it is important that you understand the difference and benefits of each one. Below is a list of credit cards that only need the TIN (individual tax number) to apply. Depending on your credit history, you have two options: Credit card, and the secure credit card for people who don't have credit or are trying to get a bad history.  

A secure credit card works just like a regular card, but the difference is that you place a deposit of the amount of the line of credit you need. If you want a $1,000 line of credit, you will contact the company that offers the secure card, and they will send that amount to them. You will use it like a normal card, and that's how you build your credit.  

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Here is a list of some normal cards that can be opened using just the TIN number (individual tax number)

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To keep track of your credit, Equifax's website offers full monitoring of what's on your behalf, such as open accounts, payment history, and more. Depending on your plan of choice, for a small monthly fee. Go to the website for more information:

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Having good credit helps with buying a car, renting, buying a house, borrowing from the bank and many other things. If you can't open a regular card, start with the prepaid until you have an up-to-date payment history so that you can be approved for a regular card in the future.