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services Our mission is to empower individuals by providing culturally competent services, facilitating access to essential information and resources across a variety of life domains, while promoting independence and self-sufficiency. ​ At Source Hub, we understand the importance of cultural competency in our services. We recognize that each individual we serve comes from a rich and diverse cultural heritage, and we are dedicated to ensuring that our interactions are respectful, welcoming and sensitive to these unique cultural experiences. Our commitment to cultural competency is embedded in everything we do, allowing us to provide truly meaningful and accessible services. Financial Stability Workshop and Others Connecting the Dots to Success Financial literacy and entrepreneurship, along with personal storytelling . T his program is a comprehensive and holistic initiative aimed at empowering women with limited English proficiency b y allowing them to not only have financial knowledge, but also explore entrepreneurial opportunities. Central to the program is the discovery of inner strength through the narrative of each participants' autobiography, promoting resilience and self-confidence. This approach with cultural inclusion ensures that participants can overcome personal, linguistic and cultural barriers, opening up the path to improving their quality of life and greater economic independence. Calendar 2024: February 5 to April 15. Monday, Wednesday, and Friday from 9am-12pm. Most of the workshop op will be in person. To register, fill in this form. First Time Home Buyer In partnership with Thay Realty Group and Tower Home Loans, we teach you how you can buy or prepare to buy your home while taking into account the challenges our immigrant community faces. With financing agents available to do your pre-approval, you can leave the presentation with your pre-approval in hand. Calendar: 2023 November 16 at 6p m Location: 357 South Main Street Fall River MA 02721 To register, contact us at 508-558-10 44 Immigration In partnership with Catholic Charities Diocese of Fall river , we offer a presentation about removal, ICE check-in, work permit, change of address, common relief applications, and basic descriptions about SIJS, TPS, and U/T/VAWA. Calendar: 2023 November 15 at 5:30pm Location: 357 South Main Street Fall River MA 02721 To register, contact us at 508-558-10 44 Narcan Training and Education In partnership with the SSTAR clinic, we offer training on how to use Narcan to prevent overdose, and we offer resources and information about treatments available . This one-hour training provides you with a certificate of conclusion at the end. Calendar: 2023 November 27 at 6pm Location: 357 South Main Street Fall River MA 02721 To register, contact us at 508-558-10 44 For more information about our services contact us: 508-558-1044

services Our mission is to empower individuals by providing culturally competent services, facilitating access to essential information and resources across a variety of life domains, while promoting independence and self-sufficiency. ​ At Source Hub, we understand the importance of cultural competency in our services. We recognize that each individual we serve comes from a rich and diverse cultural heritage, and we are dedicated to ensuring that our interactions are respectful, welcoming and sensitive to these unique cultural experiences. Our commitment to cultural competency is embedded in everything we do, allowing us to provide truly meaningful and accessible services. ITIN Application (Individual Tax Identification Number) and Income Tax Filling Financial Stability Workshop and Others Case Management and Referral Services Application for Citizenship and DACA Renewal For more information about our services contact us: 508-558-1044

services Our mission is to empower individuals by providing culturally competent services, facilitating access to essential information and resources across a variety of life domains, while promoting independence and self-sufficiency. ​ At Source Hub, we understand the importance of cultural competency in our services. We recognize that each individual we serve comes from a rich and diverse cultural heritage, and we are dedicated to ensuring that our interactions are respectful, welcoming and sensitive to these unique cultural experiences. Our commitment to cultural competency is embedded in everything we do, allowing us to provide truly meaningful and accessible services. ITIN ITIN (Individual Tax Identification Number) and Income Tax Filling ITIN & Income Tax Due to restrictions on funding received from the United Way of Greater Fall River, we can only offer these services to residents of Fall River, Somerset, Swansea, Assonet, Little Compton, Tiverton, and Westport. If you don't live in these cities, look for the VITA program that offers these services. (Explanatory video here ) ​ This funding allow us to pay the accounting company to come to our office to offer these services free of charge to people making up to $60,000 per year. To apply for the ITIN, the accountant must also issue your income tax return. You must have arrived in the country in the previous year or earlier. According to the IRS rule, you cannot apply for an ITIN in the same year you arrived in the country, as you will not have income from the previous year to declare. ​ To schedule your appointment c ontact us at 508-558-1044. ​ ​ Understanding the ITIN The ITIN is a tax processing number that has nine digits, formatted as follows: XXX-XX-XXXX. The ITIN is a document issued to those who need to receive a salary or other types of payment that require a tax return. It is only provided by the IRS and used by taxpayers who do not have a Social Security number. It is very similar to the Individual Taxpayer Registry (CPF) in Brazil. The main function of the ITIN is to allow a foreigner to file his or her personal income taxes in the United States. The identification number is provided the first time the interested party declares their tax to the IRS. However, this ITIN has other benefits. With it you can open a bank account, apply for a credit card, finance the purchase of a car or house, open a company and other things. ​ Other places that provide this service at no cost are the VITA program and also the Community Economic Development Center (CEDC) of New Bedford. ​ 1285 Acushnet Ave. New Bedford, MA 02746 ​ Website: http://www.cedcnewbedford.org Email: cedcfamilia@gmail.com Phone: (508) 979-4684 Fax: (508) 990-0199 ​ ​ For more information about our services contact us: 508-558-1044

ITIN Read More The Alternative Registry will be offering application for 10 ITIN along with income tax to anyone on the day of the event on a first come, first served basis. Fall River, Somerset, Swansea, Westport, Dartmouth, Little Compton and Tiverton residents will also be making appointments to get their ITIN free starting July 1 by partnering with us at Source Hub. This work is being funded by the generosity of the United Way of Fall River to help our immigrant community. ​ for you to make yours, It is it is important to take: -Valid passport -Full US address -Full address of BR -Date you arrived here in the country -List with your income from the previous year -List of work-related expenses from the previous year (e.g. uniform expense, work supplies, cell phone bill, mileage spent, etc.) ​ Your passport does not need to be sent to the IRS, on the day they will verify the authenticity of your document, take a copy, and return the original to you. remember that the service It is free, although you have to pay your income tax directly to the IRS. It doesn't have to be on the day, anymore It is important that you pay the most fast possible so that no interest is charged on top of the amount. ​ *To receive any free service offered on the day, you will need to visit the resource table to have your "passport" stamped. You will receive a " passport " at the door. This is a way for each participant to learn about the many resources available to the community. All the resources offered are not part of the public charge and do not hinder a possible legalization. ​ ​ CITIZENSHIP

Early intervention The Early Intervention is a free Massachusetts program for infants and children from birth to 3 years of age who have developmental delays or are at risk of developmental delays. ​ These services are intended to help support families and caregivers and to enhance the development and learning of infants and young children through individualized, developmentally appropriate activities in the child's and family's everyday life. Usually the pediatrician will refer you to a place that offers this program if it is seen that your child is late. ​ Parents, physicians, childcare providers, and caregivers can contact the program to initiate a referral for; Assessment, Coordination of Services, Physiotherapy, Orthophony, Occupational Therapy, Aquatic Therapy, Equine Therapy, Maternal and Child Health Nursing Services, Vision Services, Deaf Education Services, Infant Massage Instruction, _cc781905-5cde-3194- bb3b-136bad5cf58d_Sensory Integration, Emotional Behavioral or Social Intervention and Education. ​ Early Intervention helps children to: Develop positive socio-emotional skills (building relationships) Acquire knowledge and skills (learning) Use appropriate behaviors to meet your needs (developing independence) And it helps families to: Know your rights Communicate your children's needs Help your children develop and learn Who is eligible? Any Massachusetts family with a child under age three may be eligible for services if the child: Not reaching age-appropriate milestones Is diagnosed with certain conditions Has a medical or social history that could put the child at risk for developmental delay How are the services? Babies and toddlers develop and learn through everyday experiences and interactions with familiar people. The Early Intervention process, from initial contact to transition out of the program, is collaborative, individualized, and reflects the child's and family's priorities, learning styles, culture, and community. You are an important part of this process. You play the most important role in bringing the results of the Individualized Family Service Plan (IFSP) to your family. ​​ What will my visit be like? During the home visit, you, your child, and your early intervention specialist will: Learning about things your family does every day, like eating, showering, or going to the grocery store. Are these things easy? Are they difficult? How does your child do these things to you? Develop strategies to support the results of the Individualized Family Service Plan. Help make sure you and your child are feeling confident learning new skills while enjoying family activities. Why are visits made this way? Massachusetts Early Intervention uses surveys to guide home visits. It focuses on three concepts in working with families: Babies and toddlers learn best through lots of practice during everyday activities. You have the biggest impact on your child's progress. You are with your child every day. Early intervention is only with your family for a short period of time. The specialist supports your relationship with your child. They use the Parents Who Interact with Babies (PIWI) principles to guide home visits. PIWI helps parents and guardians, as well as babies and toddlers, feel good about what they are doing together and individually. ​ For more information about these services contact here ​ ​ ​

How to use the drive-through Have you noticed that most banks have a queue where you can you go with your car?! One always gives you access to an ATM machine, and the other gives you access to a person. This track is called drive through/thru You can do it deposits, withdrawals, payments, cash advances and ordering checks. To save time, always have all your items handy! Let them know what kind of transaction you need to do and if you have difficulty filling out your transaction paper just ask for help. ​ Note that when you get in line, there will always be money deposit and withdrawal papers that you can pick up and fill out. Remember that each bank has its own deposit paper. If you joined the queue where you use the cylinder like this: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ And just remove it from the place, put your deposit inside, such as checks, money, the deposit paper, and if you don't remember your account number, just add your bank card and go back to the place where it was removed . You will have the Send Carrier button, you press it and it will be sent by air pressure to the person inside the bacus who will process your transaction. When completed, the cylinder will be returned to you. . ​ ​ ​ ​

VENMO Venmo is a platform where you can send and receive money within the country quickly and securely. If you want to sign up for a personal and/or work account follow the instructions below: ​ Download App: iOS & Android (Venmo doesn't have a Windows app) Open the Venmo application Choose your enrollment method and create a secure password (between 8 and 32 characters). You can use your social or TIN to verify your identity. Verify your phone number and email address Add and verify your bank account. ​ Once you have done this you will be able to use the application. ​ For more information, go to the website below: ​ ​

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How to build your credit How to build s I credit using ITIN or SSN Several tools can help you establish a credit history: If your goal is to get a credit card, you can start with a secured credit card or co-signed card, or ask to be an authorized user on someone else's card. If you want to build credit without a credit card, you can try a credit builder loan, secured loan, or co-signed loan. There are also ways to use rent, phone, and utility payments to build credit. Some of these ways are free, others carry a fee. ​ Here are some ways to build credit and how to use them to earn one.good score 1. Get a secure card 2. Get a credit building product or secured loan 3. Use a co-signer 4. Become an Authorized User 5. Get credit for the bills you pay 6. Practice good credit habits 7. Check your credit scores and reports ​ Get a credit card If you're building your credit score from scratch, you'll likely need to start with asecure credit card . A secure card is backed by a cash deposit you make in advance; the deposit amount is usually the same as your credit limit. The minimum and maximum amount you can deposit varies by card. Many cards require a minimum deposit of $200. ​ You'll use the card like any other credit card: buy things, make a payment on or before your due date, incur interest if you don't pay your balance in full. You will get your deposit back when you close the account. ​ Secured credit cards are not meant to be used forever. The purpose of a secured card is to build your credit enough to qualify for an unsecured card - a no deposit card with better benefits. Choose a secure card with a low annual fee and make sure it reports payment details to all three credit bureaus, Equifax, Experian and TransUnion. Your credit score is built using information gathered from your credit reports; Cards that report to all three agencies allow you to build a more comprehensive credit history. Practice these good credit habits to build your score. The percentages that affect your punctuation they are : ​ 1. Payment history (35%) refers to payments you've made on credit cards and loans in the past. Your credit score will take into account the speed and amount of repayment on all the lines of credit you've taken out in the past to find the average. 2. Amount Due (30%) The amount of your debt accounts for a large component of calculating your score. For example, does your credit card remain maxed out or are you constantly paying? 3. Length of credit history (15%) The credit score will also take into account how long you've been building credit. If you start building credit responsibly when you're a student, it will reflect positively on your credit score. The sooner you start building your credit, the better. 4. New credit (10%) Opening many new accounts in a short period of time suggests that you need additional forms of credit to shop. Using a few sources of credit wisely is better than having a large number that you can't handle or are unnecessary. 5. Types of credit in use (10%) The different types of credit you have will be factored into your score, such as credit cards, loans, and store cards. Having different forms of credit and using them responsibly can be beneficial in demonstrating how you manage your money in different areas. ​ ​ Check your credit scores and reports A credit report is a record of how you've used credit in the past. Your credit scores predict how you will handle credit in the future, using the information on your credit reports. You'll want to monitor both to watch for mistakes and to see your credit-building efforts pay off. ​ Request your credit reports and check each one for errors and discrepancies. Until December 2023, you can check your reports for free on a weekly basisusing AnnualCreditReport.com . Dispute any credit report errors you find that could be lowering your scores. ​ See how scores are considered: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For information on cards that accept the ITIN betweenhere . ​

FAMILY PLANNING Family Planning Programs are government-funded to provide the following low-cost or no-cost services to low-income MA residents: ​ preconception care Counseling and education on sexual communication and healthy relationships, reproductive life planning, reproductive anatomy and physiology, fertility and all of the following services provided Complete gynecological and breast exams Cervical cancer screening and follow-up Diagnosis and treatment of sexually transmitted diseases emergency contraception Birth control Pregnancy test and options counseling Follow-up and referral for identified medical problems HIV counseling and testing, on-site at some agencies and by referral at others HPV and other vaccines, on-site at some agencies and by referral at another ​ ​ Click here for a list of agencies by region that provide services in your area! ​ here on this site you'll find information for any topic related to family planning such as: reproductive health, screenings, abortion, birth control, healthy sex tips and much more. Simply choose your topic and enter your zip code for a list of agencies serving your area. ​ ​ ​ ​

NATIONAL GRID Read More National Grid will be there offering discounts, payment plans and other assistance on your electric and gas bill. ​ If you use any public benefit such as WIC, SNAP, MassHealth or others, you can be eligible for discounts of up to 32% on the National Grid electric bill, and 25% on the gas bill. You may also be eligible for a discounted payment plan, and if you pay on time for 12 months they can forgive the rest of your debt. ​ ​ Bring to the event: -Your bill -Identification -Card for any public benefit you receive ​ ​ ​ ​ CITIZENSHIP

HERE YOU GO FIND INFORMATION FOR VARIOUS TOPICS. KIDS * How to apply or transfer school + INFO *How to register for daycare + INFO * Early intervention + INFO * Health insurance + INFO * YMCA fee monthly reduced + INFO * Free or reduced-price lunch at school + INFO * IEP for children with special needs + INFO * WIC Food free up to 5 years + INFO * SNAP - Monthly food assistance + INFO * Health emergency + INFO * Electricity bill discounts for families with babies + INFO TRANSPORT * Where to buy a car and how (Video: Talk to a dealer) + INFO * Where and how to get auto insurance (Video: Talk to an insurance agent) + INFO * Difference between regular insurance and commercial insurance (Video: Talk to a dealer) + INFO * If buying a car from someone how to register and transfer title + INFO * How to sell your car + INFO * Services offered at the DMV + INFO * How to get the EZ_Onde pass and how to pay fines / fines + INFO * How to create an account on the DMV website + INFO * How to take a bus and find bus routes + INFO * How to catch a train, how to book a trip + INFO * How to take a plane, how to book a trip, what documents do you need + INFO * How to take a taxi, uber, elevator, how to call and use the app + INFO * How to rent a car and what documents are needed + INFO DOMESTIC VIOLENCE / SEXUAL AGGRESSION * What to do in case of abuse + INFO * Where to get help - How to call or text 911 + INFO * Security planning, list of important documents and things to have on hand + INFO * What services are offered for victims of DV + INFO * What is the role of the public prosecutor and the victim's witness attorney + INFO * What is the role of the police and all other people involved in a criminal case + INFO * How to apply for Victim Compensation + INFO * How to get legal help + INFO SUBSTANCE ABUSE * Section 35 + INFO * Services available (Video: Talk to someone at SSTAR) + INFO * What is addiction + INFO * How to help a family member + INFO MENTAL HEALTH * Section 12 + INFO * Where and how to get help + INFO HUMAN RIGHTS / IMMIGRANT RIGHTS *Laws/Laws/Laws of the Senior Citizens + INFO * If the police come to your house + INFO * If ICE comes to your house + INFO * If questioned in public + INFO * If the police arrest you + INFO * Housing laws + INFO * Consulate + INFO SEE TOO: technology You may need... *How to change passwords *How to check if Whatsapp is connected to the computer, learn more. + INFO Tax/Company You may need... *How to apply for ITIN *How to apply for a contractor license, learn more. + INFO city Hall You may need... *What services are offered *Where to file complaints about water, heat, etc., learn more. + INFO finance You may need... *How to open a bank account *How to use a debit card, learn more. + INFO Police You may need... *What happens if you go to the station to do a BO. If the police are called and you, as the victim, are arrested, find out more. + INFO Funeral You may need... *How to get funeral assistance *MA victims comp if a victim of crime + INFO House You may need... *How to connect electricity, oil, internet Section 8 -Where to find free furniture, know more. + INFO Cut You may need... *Restriction order process *Harassment order, learn more *If someone owes you money. + INFO Pregnancy You may need... *Health insurance available *Antenatal care *WIC learn more. + INFO