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How to use the drive-through Have you noticed that most banks have a queue where you can you go with your car?! One always gives you access to an ATM machine, and the other gives you access to a person. This track is called drive through/thru You can do it deposits, withdrawals, payments, cash advances and ordering checks. To save time, always have all your items handy! Let them know what kind of transaction you need to do and if you have difficulty filling out your transaction paper just ask for help. ​ Note that when you get in line, there will always be money deposit and withdrawal papers that you can pick up and fill out. Remember that each bank has its own deposit paper. If you joined the queue where you use the cylinder like this: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ And just remove it from the place, put your deposit inside, such as checks, money, the deposit paper, and if you don't remember your account number, just add your bank card and go back to the place where it was removed . You will have the Send Carrier button, you press it and it will be sent by air pressure to the person inside the bacus who will process your transaction. When completed, the cylinder will be returned to you. . ​ ​ ​ ​

VENMO Venmo is a platform where you can send and receive money within the country quickly and securely. If you want to sign up for a personal and/or work account follow the instructions below: ​ Download App: iOS & Android (Venmo doesn't have a Windows app) Open the Venmo application Choose your enrollment method and create a secure password (between 8 and 32 characters). You can use your social or TIN to verify your identity. Verify your phone number and email address Add and verify your bank account. ​ Once you have done this you will be able to use the application. ​ For more information, go to the website below: ​ ​

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How to build your credit How to build s I credit using ITIN or SSN Several tools can help you establish a credit history: If your goal is to get a credit card, you can start with a secured credit card or co-signed card, or ask to be an authorized user on someone else's card. If you want to build credit without a credit card, you can try a credit builder loan, secured loan, or co-signed loan. There are also ways to use rent, phone, and utility payments to build credit. Some of these ways are free, others carry a fee. ​ Here are some ways to build credit and how to use them to earn one.good score 1. Get a secure card 2. Get a credit building product or secured loan 3. Use a co-signer 4. Become an Authorized User 5. Get credit for the bills you pay 6. Practice good credit habits 7. Check your credit scores and reports ​ Get a credit card If you're building your credit score from scratch, you'll likely need to start with asecure credit card . A secure card is backed by a cash deposit you make in advance; the deposit amount is usually the same as your credit limit. The minimum and maximum amount you can deposit varies by card. Many cards require a minimum deposit of $200. ​ You'll use the card like any other credit card: buy things, make a payment on or before your due date, incur interest if you don't pay your balance in full. You will get your deposit back when you close the account. ​ Secured credit cards are not meant to be used forever. The purpose of a secured card is to build your credit enough to qualify for an unsecured card - a no deposit card with better benefits. Choose a secure card with a low annual fee and make sure it reports payment details to all three credit bureaus, Equifax, Experian and TransUnion. Your credit score is built using information gathered from your credit reports; Cards that report to all three agencies allow you to build a more comprehensive credit history. Practice these good credit habits to build your score. The percentages that affect your punctuation they are : ​ 1. Payment history (35%) refers to payments you've made on credit cards and loans in the past. Your credit score will take into account the speed and amount of repayment on all the lines of credit you've taken out in the past to find the average. 2. Amount Due (30%) The amount of your debt accounts for a large component of calculating your score. For example, does your credit card remain maxed out or are you constantly paying? 3. Length of credit history (15%) The credit score will also take into account how long you've been building credit. If you start building credit responsibly when you're a student, it will reflect positively on your credit score. The sooner you start building your credit, the better. 4. New credit (10%) Opening many new accounts in a short period of time suggests that you need additional forms of credit to shop. Using a few sources of credit wisely is better than having a large number that you can't handle or are unnecessary. 5. Types of credit in use (10%) The different types of credit you have will be factored into your score, such as credit cards, loans, and store cards. Having different forms of credit and using them responsibly can be beneficial in demonstrating how you manage your money in different areas. ​ ​ Check your credit scores and reports A credit report is a record of how you've used credit in the past. Your credit scores predict how you will handle credit in the future, using the information on your credit reports. You'll want to monitor both to watch for mistakes and to see your credit-building efforts pay off. ​ Request your credit reports and check each one for errors and discrepancies. Until December 2023, you can check your reports for free on a weekly basisusing AnnualCreditReport.com . Dispute any credit report errors you find that could be lowering your scores. ​ See how scores are considered: ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ For information on cards that accept the ITIN betweenhere . ​

WIC Nutrition Program WIC is a Nutrition for Women, Babies and Children program that provides a monthly amount for families to buy food for pregnant women and also children aged 0-5 years old. This service is offered regardless of where you are here in America. ​ To enroll in the program, just go to an agency closest to you. Here this is a list of all of them. Or get into it page and fill in the necessary information, and someone who speaks Portuguese will get back to you to make an appointment at an agency closest to you. ​ At your appointment you will need to bring the following information: Proof of current household income. Bring proof of income for everyone in your household. Examples include: A recent payslip (within 30 days) A letter from an employer If you currently receive o MassHealth / Medicaid , Supplemental Nutrition Assistance Program (SNAP) or TAFDC , you can bring proof of your participation in one of these programs as proof of family income. Proof that you live in Massachusetts. Examples include: utility bill Postmarked correspondence addressed to you at your address Rent or rent receipt Driving license or other identification card Identity proof. Take identity for everyone who will be part of the program. Examples include: Driver's license Birth certificate MassHealth Card Work or school card Passport ​ ​

How can I enter a treatment program? Talk to a specialist at 800.327.5050 to find out about types of treatment and options near you. Here are some more tips to help you get into treatment: 1. Make calls to treatment programs first thing in the morning. 2. Be persistent. Call programs back every hour or two, even if a program asks you to call them back the next day. For some services, like Withdrawal Management (formerly known as Detox), there are more people calling than available services. Don't let this put you off, keep calling until there is a vacancy for treatment. 3. Remember that Withdrawal Management may not be the starting point. The Helpline will provide you with options that suit your needs. 4. Be kind even if you are frustrated. Treatment providers are trying to help many people get into treatment. 5. Please continue to check in with Helpline staff. We may have new information about program availability. 1. Try an Opioid Emergency Care Center near you. There are three walk-in programs in the MA. You can access treatment in Massachusetts with or without health insurance

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VETERINARY ASSISTANCE We know that our animals are very important in our lives, and sometimes there are emergencies that take us by surprise! ​ For these emergencies, know that there are several non-profit (NGO) agencies that help with veterinary expenses. However, you have to contact each one and know the requirement to apply. There are some that only require an email where you explain what you are going through with your pet, and information from the veterinarian who will assist you. Others need a copy of the diagnosis, others need you to get some assistance from the government like health insurance or food benefits. You can apply for help at several agencies, and the amount they give goes straight to the clinic that is taking care of your animal. In an emergency, when you can't even make those calls before signing the papers assuming the expenses, you have the option of applying for theScratch Pay orCare Credit . Both can be used social or ITN number to apply. Be aware that Scratch pay is stricter with credit requirements. Care credit not so much. The care credit is a card that, in addition to being able to be used for your pet's care, can also be used for dentists and plastic surgeries for you. ​ Remember that if you are not approved for any card or payment method, you will have to pay a deposit in cash. In the meantime that your pet is being attended to, you can start calling and applying to these agencies and explaining the urgency of the situation. Many approve right away and get in touch with the clinic saying the amount that will contribute to the consultation. ​ It's important to know that if you think your pet ate something it shouldn't have, like poison. You can call poison control and pay $75 for a phone consultation. In this consultation, they ask everything about the product/poison that your pet ingested, and give you an answer about the risk. Sometimes the poison and the amount ingested is not toxic enough to have to take it to a veterinarian and right there it saves you from an extra expense. ​ ​ Here is a list of agencies that help financially: ​ Merwin Memorial Free Clinic for Animals, Inc. Merwin Memorial Free Clinic website Phone: 617-782-5420 542 Cambridge St. Allston, MA 02134 Merwin Memorial Free Clinic offers free office visits and outpatient veterinary services, including physical exams, vaccinations, nail clipping and free medication for sick animals. MSPCA Angell angelladmittingoffice@mspca.org Angell Animal Medical Center and Angell West can provide assistance for recently hospitalized, or soon to be hospitalized animals that meet prognostic requirements, and families that meet the organization's predetermined income guidelines. Sampson Fund for Veterinary Care Sampson Fund website 508-240-7387 Service area: Cape Cod and the Islands The Sampson Fund helps pay for medical care for severely ill or injured dogs and cats and dogs when their owners cannot afford the cost of treatment. Tufts at Tech Community Veterinary Clinic Tufts at Tech website Phone: 508-751-7670 Tufts Veterinary School, in conjunction with the Worcester Technical High School (WTHS) veterinary care program, runs a low-cost primary care clinic at WTHS on Skyline Drive in Worcester, MA. Clinical services include vaccinations, check-ups, stable urgent care, simple surgeries, diagnostics and dentistry, all at low cost. The clinic serves pet owners in the Greater Worcester area who cannot afford veterinary care. To qualify, you must have an ID card from the WIC, SNAP, the Worcester Housing Authority or other qualified Housing Authority, or a WTHS student ID, and photo ID. See Tufts at Tech Financial Policies for more information. Wellness Waggin' Wellness Waggin' website Phone: 857-350-8720 Appointments The Animal Rescue League of Boston has partnered with Action for Boston Community Development to provide low-cost pet welfare care for residents of Dorchester, Roxbury and Mattapan. A wellness package is offered which includes physical vaccinations, vaccinations against wildebeests, flea treatment and a microchip. Consultations are free. MSPCA – Angell at Nashoba Angell at Nashoba website The clinic offers services such as discounted neutering, vaccinations and basic veterinary care. The clinic has no restrictions on where people live. Monty Tech Veterinary Clinic Monty Tech Veterinary Clinic website Phone: 978-516-0888 218 State Rd. And Westminster, MA 01473 Monty Tech Veterinary Clinic provides veterinary services for dogs and cats from resource-limited families within the Monty Tech district (Ashburnham, Ashby, Athol, Barre, Fitchburg, Gardner, Harvard, Holden, Hubbardston, Lunenburg, Petersham, Phillipston, Princeton, Royalston, Sterling, Templeton, Westminster and Winchendon). The clinic offers subsidized veterinary care ranging from routine preventive consultations and affordable medications and vaccines to diagnostic and dental services. To qualify, a pet owner must: (1) Present a valid EBT card, issued by the Massachusetts Department of Transitional Assistance, and a corresponding valid ID (2) Reside in one of the cities listed above._cc781905-5cde-3194- bb3b-136bad5cf58d_ Luke & Lily Lerner Spay/Neuter Clinic Luke & Lily Lerner Spay/Neuter Clinic website Phone: 508-887-4326 200 Westboro Rd. North Grafton, MA 01536 The Luke and Lily Lerner Spay/Neuter Clinic (LSNC) provides students at the Cummings School of Veterinary Medicine at Tufts University with surgical training opportunities while serving pets in need. For low-income pet owners in the surrounding community, the clinic offers a free neuter clinic. Availability is limited and requirements must be met for a pet to be eligible. ​ Lilly Fund Grant Lilly's Fund website Offers payments of $250 for pit bull related needs. ​ Henry & Lois Foster Hospital for Small Animals Henry & Lois Foster Hospital for Small Animals website Phone: 508-839-5395 55 Willard St. N. Grafton, MA 01536 Henry and Lois Foster Small Animal Hospital is part of Tufts Cummings Veterinary Medical Center. The hospital offers 24-hour pet care 365 days a year and offers consultation, referral and emergency veterinary services for the care of dogs, cats and exotic animals. The hospital has no restrictions on where people live. PROGRAMS THAT SERVE THE WHOLE COUNTRY The Pet Fund provides financial assistance to pet owners who cannot afford the expensive surgery or medical treatment their pets need. Helps cover medical costs in addition to the usual expenses for vaccinations, vaccinations and neutering surgeries, feeding and routine veterinary care. www.thepetfund.com Red Rover helps pet owners care for their animals in life-threatening situations. www.redrover.org/redrover-relief-grants and domestic violence: www.redrover.org/redrover-relief-domestic-violence-resources Brown Dog Foundation offers pet owners in temporary financial crisis an alternative when their pet faces a treatable but life-threatening condition or illness. www.browndogfoundation.org Feline Veterinary Emergency Assistance provides financial assistance to cat owners who cannot afford veterinary services to save their companions when life-threatening illness or injury strikes. www.fveap.org Canine Cancer Awareness. Helps dog owners pay for veterinary care for dogs with cancer. www.caninecancerawareness.org The Mosby Foundation helps injured, abused and neglected dogs through financial support and public education. www.themosbyfoundation.org Magic Bullet Fund provides financial assistance for canine cancer treatment when the family is financially unable to provide treatment. www.themagicbulletfund.org God's Creatures Ministry Veterinarian Charity Fund spreads God's compassion to all animals God made according to scripture. Help with up to $50.00 towards vet bills. www.all-creatures.org Frankie's Friends provides financial assistance grants for family pets in need of emergency or specialty veterinary care whose caregivers cannot afford the full cost of care. https://www.frankiesfriends.org The Binky Foundation www.binkyfoundation.org The Onyx & Breezy Foundation www.onyxandbreezy.org Paws 4 A Cure www.paws4acure.org Pets of the Homeless provide pet food and veterinary assistance to homeless people. www.petsofthehomeless.org Rose's Fund www.rosesfund.org Harley's Hope Foundation http://www.harleys-hopefoundation.org ​ ​

Thank you for donating to our organization. Your contribution helps us fulfill our mission of educating and connecting the public to resources in all areas of basic needs, empowering personal autonomy and self-sufficiency. Donations are tax deductable! Our EIN is 87-2011134 VENMO @SOURCEHU B or 508-558-1044 ZELLE 508-558-1044 If you are donating for an event, enter the name of the event in the "purpose". Donate Here Help us make a difference! First name/Primeiro nome Last name/Ultimo nome Donation amount $ Purpose/Finalidade Email Donate Continue on the other page to finalize your donation.

Ajuda com conta de veterinário . . . . . . . Onde adotar - em breve . . . . . . .

HOW TO REGISTER YOUR CHILD AT THE DAYCARE Head Start is a free child development program for preschool children aged 3 to 5 years. This program and funded by the federal government and provides comprehensive education, health, nutrition and social services for eligible families. Head Start provides children with meals, oral health support, and health checkups. Application Process: An appointment must be made at Head Start. Where documentation of income, health issues, developmental and social concerns, family history, etc. Call (508) 675-2151 to schedule an appointment between Mon-Fri 7:30 am – 4:00 pm. ​ Eligibility: Children ages 3-5 years from families who meet income requirements. ​ Class time options: Mon – Fri during September- June 8:30am. at 1pm. Or full day – 7am. at 5pm Mon – Fri (Paid option) ​ Documentation Required to Apply: Proof of income. ​ Selection Criteria: Age and income are considered first. place; space availability is also a factor. At least 10% of those enrolled must be children with disabilities and up to 10% can come from families that are above income guidelines. children of Homeless families receiving public assistance such as TANF, WIC or SSI and children from foster families are eligible. ​ Serving: Fall River, Somerset, Swansea, Westport, Freetown, Dighton, Rehoboth, Seekonk, Berkley and Lakeville. ​ To read more information in Portuguese, go here ​ To visit the Head Start page go here ​ ​ ​

Health emergency What to do if your child has a health emergency? If it is not an emergency in which you must call the rescue, the most recommended thing is that you go to the emergency of the hospital closest to you. If your child does not have health insurance, he will be taken care of. regardless of whether you are able to pay for the consultation. ​ If it's an emergency you have to call rescue, call 911. If you don't speak English, just pass your interest and say "ambulance" They will understand and send one immediately. Always the police who arrive first. They are only there to help with whatever is needed. In this case, you will receive a bill in the mail to pay the ransom. You can call and make a monthly payment plan if you cannot pay the full amount. If you need an interpreter, ask one as soon as you get to the hospital. Most hospitals have interpreters, if for some reason they don't have that day, they can help you through the Language Line which is a translation system. Once you arrive, the receptionist will ask you for some information. Soon after, the nurse will see you and do the basic exam and ask what reason you are there. Soon after, you will be put in a room where you will be attended to. When you are waiting to be seen, a person with a computer will come to the room to confirm your information. If it's the first time you're going to that hospital, you'll get personal information like health insurance, sometimes they also take a picture of the patient to have in the system. At this point, if you don't have health insurance, that person will explain how you can get one. The bill for that consultation will be sent to your address. If you apply and are approved for government insurance for your child, they go back a few months and cover any visits. If the case is not approved, you can make a monthly payment plan. You may also receive a discount on your account if you qualify for hospital help. Hospitals have financial assistance funds that can help you with the bill. Another emergency care alternative is to take your child to a local health clinic. The wait is usually not as long as in a hospital, but the payment method is different. You have to pay for the consultation before being seen, which is not that high. Or if you have insurance just give the information. It is important to know that all health professionals are required to report child or elderly abuse to the appropriate body. For information on how to apply for health insurance, go to ​